There are no limits on the number of transactions you can do each day, each week or each month.

Each transaction has a default limit of:
Business accounts: $10,000 per transaction
Non-profit accounts: $10,000 per transaction
Personal accounts: $5,000 per transaction
Direct accounts: $5,000 weekly limit (Mon-Sun)

Need to send or receive more than $5,000 (personal) or $10,000 (business or non-profit) per transaction? Visit our Transaction Limits page for details on how to apply for increased limits.

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Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.