Support Center

Transaction/Transfer Clearance Times

Last Updated: Jan 21, 2013 10:53AM CST
How long will a deposit to Dwolla take?
How long will a mobile payment take?
Are all transactions instant?

It depends on the scenario...

Sent from your Dwolla balance to another Dwolla user via their Dwolla ID, email, phone number, or social network.







Payments sent from your Dwolla balance to a merchant via the API. (purchased through a shopping cart online)


 




Payments sent or received via a mobile phone in a retail store.








Funded from a US savings or checking account with traditional batch settlement. (Deposit to Dwolla)





Sent to a US savings / checking account with traditional batch settlement. (Withdrawal from Dwolla)



Banking integrations: FiSync

When your financial institution is integrated with our banking services product, FiSync, your Dwolla experience will change dramatically. Depending on the level of your bank's or credit union's integration, Dwolla transactions to and from your bank account could be instant, same-day, or drastically shorter. This will provide you with the immediacy, convenience, and accessibility you expect, and all for a price that's much cheaper than typical "plastic-based" transactions.
 
 
Funded from a US savings or checking account with FiSync (Deposit to Dwolla)




Sent to a US savings / checking account with FiSync. (Withdrawal from Dwolla)